Ethical Loan Solutions in Alberta
Do I Qualify for a Loan?
Employment Income
We ask that you have been with your employer for at least 90 days and provide your current and previous paystubs either electronically or in person
Active Bank Account
In addition to pay stubs, we also like to see your banking history. We require a preauthorized debit agreement. From there, we’ll provide you with a link for a read-only copy of your last 90 days.
18 Years or Older and a Resident of Alberta or BC
You must be at least 18 years of age when you apply for your loan. In order to verify this, we’ll ask you to provide us with 2 pieces of valid government-issued ID, including at least 1 piece of photo ID.
Our Services
The Blue Copper Difference
People First
It’s not all about the money for us. Of course, we provide quick and easy loans, but we like to think we offer much more. We get to know you, the person behind the loan application. We’re here to educate you about the loan process to make sure you understand everything there is to know about your loan. Whether you’re in a pinch before payday or need extra cash for your small business, we’re here to help.
Line of Credit
We pride ourselves in offering loans with a personal touch and the Blue Copper Club does just that. The Blue Copper Club was created for people who work hard to repay their loans, but find themselves stuck in a pay day loan cycle. As a member, you’ll not only receive a discounted rate on every loan you take out, but you’ll also receive more flexible loan terms. If our Club Line of Credit isn’t enough, we’ll also treat you to free events, money management courses and tips, and a variety of social events as a perk of being a member of the club.
Long-Term Relationships
We might be a short-term loan provider, but over the years we’ve built long-term relationships with our clients. Many of our clients are business owners and through using our services they’ve been able to grow their business. We love working with other businesses and seeing how “small” loans can make a huge difference in our clients’ lives.
How Do I Apply for a Loan?
In Person
Visit us in person at our Calgary or Edmonton location to provide an extra-personal touch.
Online
If you need a loan that’s quick and easy, we’ve got you covered. Our online application tool makes applying for a loan simple and convenient.
Call Us if You Have any Questions Before Applying
Give us a call and one of our experts will walk you through the application process. Even from the comfort of your own home, we’re here to help.
Simple Loan Application
Complete application with supporting details online or in person.
Confirmation of receipt of application goes to applicant and contact via email or telephone is made should further details be needed.
A decision is made and we contact you to review the loan offering and details specific to your terms.
On approval, you’ll be given all the details so you can make an informed decision to proceed with the loan.
Paperwork is completed in person or electronically and funding of the loan is completed by your preferred method. Please see the FAQ of your specific loan type for more detailed information.
You might have a few questions like, how much interest is charged on a pay day loan and what time frames are available for repayment? Call us today and we’ll gladly answer your questions and talk about solutions best suited to your needs.
These types of short term pay day loans are quite popular for providing funds on demand for individuals and families. Some conditions do apply so call for more information.
We are here to help you today and down the road if needed. Helping you help yourself is a big part of what we do. It is not just about money, we are here to help you break free of a financial rut when you are ready to take that step.
Check out this Government guide about finances and debt. Government Financial Guide.
Short Term Cash
We are in the business of lending money and have helped many good people get back on their feet. Pay day loans may be where we meet, but there is so much more to personal finances and we thrive on building relationships. Call now to speak with one of our representitives about the financial options we provide.
What Our Clients Are Saying
Tired of Pay day Loans?
Join the Club
The Blue Copper Club is a solution for borrowers who are consistently repaying pay day loans. Additionally, the Club is terrific for business owners who require quick access to capital. Once you join the club, you’ll get discounted rates and more flexible terms on every loan you take out. Members also receive free money management tools and tips as well as access to exclusive events and gifts.
Ready to Apply?
We make the loan application process as simple as possible. Begin your application online, give us a call, or visit us in person to get approved for your loan in as little as 20 minutes.
Begin ApplicationQuestions?
We want your loan application process to be as easy as possible, so message us through our online chat, view our FAQs, or give us a call. Whatever your question is, we’re here to help.
Contact Us
Loan repayment terms of 6 – 84 months. APR between 16% and 48%. Example $1000 unsecured loan borrowed for 12 months at 29.9%, monthly payments of $106.46. Total repayment with interest $1,277.58. This information meets the requirements of the Consumer Protection Act
Licence #330628
Call our main branch at 403-250-0232.