Wondering how to get your first car loan? Blue Copper Capital goes over the basics of financing your first car, including minimum credit score and loan options. […]
How to Get Your First Car Loan
Best Ways to Save Money When Shopping
With rising prices on necessities like groceries, pinching metaphorical pennies is at the top of many Canadian’s minds in 2023. In 2022, grocery prices saw the highest inflation rate since the 1980s, while other goods are rising due to supply chain challenges. Though inflation rates are largely out of our control, there are still methods […]
How to Qualify for a Line of Credit
When you think of credit, what comes to mind? For many, it’s a credit card. And while credit cards are great for various reasons, there are other forms of credit you can look for. A line of credit might be a better choice for you and your financial situation. Lines of credit operate similarly to […]
How to Prepare For a Recession
“Recession” is a financial term you need to know, whether you’re a business owner or managing personal funds. When you’re unprepared for a recession, it can severely change your financial plans. During the 2020 recession or Great Lockdown, many businesses filed for bankruptcy, and individuals filed consumer proposals because of overwhelming debt. About 48% of […]
What is a Consumer Proposal & How Does it Affect Credit
A consumer proposal is one of many options that people can use to manage their debt. However, consumer proposals can be complicated and have a huge impact on your credit. Before making any decisions, it’s important to understand all options available to you and speak with experts who can give you the right advice. A […]
What Are the Benefits of Personal Loans?
If you need extra cash, a personal loan can give you the financial freedom you require. Whether it’s for home renovations, to cover an unexpected expense, to make an investment, or to give you some financial room, a personal loan can provide you with a long-term financing option to use however you wish. With a […]
Can You Have 2 Payday Loans at Once?
In these unprecedented times, it’s not uncommon to need quick access to a bit of extra cash. Whether you have an unexpected expense, need some help paying your bills this month, or need a little flexibility with your finances, a payday loan can get you through to the end of the month until you get […]
Can I Get a Personal Loan with Bad Credit?
Personal loans can be a saving grace when you have debts coming due or vital, time-sensitive purchases to make. However, many people worry that bad credit can stand in the way of getting a personal loan application approved. Is there any way around poor credit when you need money for something important? We’re here to […]
Amortization vs Depreciation: What’s the Difference?
The financial world can be confusing. There are so many complex terms to understand and it can be difficult to feel confident about every financial decision when big terms are everywhere you look. Fortunately, there are resources and people out there who can help you make sense of it all. Understanding the difference between amortization […]
How to Get a Small Business Loan
Owning a small business can be invigorating and intimidating. Your success can change on a monthly basis, you can experience peaks and valleys in your revenue, not to mention constant market changes and new competitors at every turn. You shouldn’t have to worry about finances with every change in the economy. Small business loans can […]
