How to Qualify for a Line of Credit

A female banker checks the credit points of a person applying for a line of credit.

When you think of credit, what comes to mind? For many, it’s a credit card. And while credit cards are great for various reasons, there are other forms of credit you can look for. A line of credit might be a better choice for you and your financial situation. Lines of credit operate similarly to […]

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How to Prepare For a Recession

A written words Recession Warning on a green road sign over dramatic dark clouds and sky.

“Recession” is a financial term you need to know, whether you’re a business owner or managing personal funds. When you’re unprepared for a recession, it can severely change your financial plans. During the 2020 recession or Great Lockdown, many businesses filed for bankruptcy, and individuals filed consumer proposals because of overwhelming debt. About 48% of […]

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What is a Consumer Proposal & How Does it Affect Credit

Consumer Proposal is shown on a photo using the text.

A consumer proposal is one of many options that people can use to manage their debt. However, consumer proposals can be complicated and have a huge impact on your credit. Before making any decisions, it’s important to understand all options available to you and speak with experts who can give you the right advice. A […]

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What Are the Benefits of Personal Loans?

A male hand is holding an Ipad and on the Ipad screen is a written personal loan agreement.

If you need extra cash, a personal loan can give you the financial freedom you require. Whether it’s for home renovations, to cover an unexpected expense, to make an investment, or to give you some financial room, a personal loan can provide you with a long-term financing option to use however you wish. With a […]

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Amortization vs Depreciation: What’s the Difference?

An open notebook with the words "depreciation vs. amortization" written on the page.

The financial world can be confusing. There are so many complex terms to understand and it can be difficult to feel confident about every financial decision when big terms are everywhere you look. Fortunately, there are resources and people out there who can help you make sense of it all.  Understanding the difference between amortization […]

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How to Get a Small Business Loan

Person filling out a small business loan form with a pen

Owning a small business can be invigorating and intimidating.  Your success can change on a monthly basis, you can experience peaks and valleys in your revenue, not to mention constant market changes and new competitors at every turn. You shouldn’t have to worry about finances with every change in the economy. Small business loans can […]

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