Business Loans

Grow Your Business

Helping you grow your business is our business. We offer a variety of business loans to suit your business, from short-term loans to get you through tight times to larger loans for new equipment. Whatever your business needs, we’re here to help with specialized advice and reasonable rates.

Business Loan FAQs

Types of Business Loans

Secured Business Loan

Secured Business Loan

Secured business loans are tied to a business asset such as collateral. Often times, business owners will use vehicles, equipment, or offices to secure this type of loan. This loan is a good option if you need extra cash to make a large business purchase and you have assets you can use as collateral. You can also use a secured business loan to purchase assets, like equipment or vehicles. Secured business loans make up the majority of the business loans we lend.

Secured Business Loan

Secured business loans are tied to a business asset such as collateral. Often times, business owners will use vehicles, equipment, or offices to secure this type of loan. This loan is a good option if you need extra cash to make a large business purchase and you have assets you can use as collateral. You can also use a secured business loan to purchase assets, like equipment or vehicles. Secured business loans make up the majority of the business loans we lend.

Unsecured Business Loan

Unsecured Business Loan

An unsecured business loan is a loan that isn’t tied to any of your business assets. These loans are typically used for smaller, planned business expenses. While they are usually for smaller amounts, unsecured business loans are a good option if you don’t have significant business assets.

Unsecured Business Loan

An unsecured business loan is a loan that isn’t tied to any of your business assets. These loans are typically used for smaller, planned business expenses. While they are usually for smaller amounts, unsecured business loans are a good option if you don’t have significant business assets.

Short-Term Cash Flow

Short-Term Cash Flow

Short-term cash flow loans are here to see you through when money is tight. This loan is for quick cash on a tight deadline. If you’re waiting on payments and need to make payroll, for example, short-term cash flow is the loan for you.

Short-Term Cash Flow

Short-term cash flow loans are here to see you through when money is tight. This loan is for quick cash on a tight deadline. If you’re waiting on payments and need to make payroll, for example, short-term cash flow is the loan for you.

Do I Qualify for a Loan?

Employment Income

We ask that you have been with your employer for at least 90 days and provide your current and previous paystubs either electronically or in person

Active Bank Account

In addition to pay stubs, we also like to see your banking history. We require a preauthorized debit agreement. From there, we’ll provide you with a link for a read-only copy of your last 90 days.

18 Years or Older

You must be at least 18 years of age when you apply for your loan. In order to verify this, we’ll ask you to provide us with 2 pieces of valid government-issued ID, including at least 1 piece of photo ID.

How Do I Apply for a Loan?

In Person

Visit us in-person and apply at one of our four locations. We have two Calgary offices and locations in Edmonton and Vancouver to provide an extra-personal touch.

Online

If you need a loan that’s quick and easy, we’ve got you covered. Our online application tool makes applying for a loan simple and convenient.

Over The Phone

Give us a call and one of our experts will walk you through the application process. Even from the comfort of your own home, we’re here to help.

Simple Loan Application

1.

Complete application with supporting details online or in person.

2.

Confirmation of receipt of application goes to applicant and contact via email or telephone is made should further details be needed.

3.

A decision is made and we contact you to review the loan offering and details specific to your terms.

4.

On approval, you’ll be given all the details so you can make an informed decision to proceed with the loan.

5.

Paperwork is completed in person or electronically and funding of the loan is completed by your preferred method. Please see the FAQ of your specific loan type for more detailed information.

Tired of Payday Loans?
Join the Club

The Blue Copper Club is a solution for borrowers who are consistently repaying payday loans. Additionally, the Club is terrific for business owners who require quick access to capital. Once you join the club, you’ll get discounted rates and more flexible terms on every loan you take out. Members also receive free money management tools and tips as well as access to exclusive events and gifts.

Ready to Apply?

We make the loan application process as simple as possible. Begin your application online, give us a call, or visit us in person to get approved for your loan in as little as 20 minutes.

Begin Application

Questions?

We want your loan application process to be as easy as possible, so message us through our online chat, view our FAQs, or give us a call. Whatever your question is, we’re here to help.

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