Personal Loans

Loans Personalized for You

Personal loans are just that — a loan customized for whatever you need. Our personal loans range from $1,000 – $100,000 and have been used to cover everything from travel and home renovations to emergency expenses and debt payments.

Personal Loan FAQs

Types of Personal Loans

Unsecured Term Loan

Unsecured Term Loan

An unsecured term loan is a loan that isn’t tied to anything you own. Because there is no asset securing this type of loan, unsecured term loans are often for smaller amounts. If you don’t have any significant assets or you’re looking for a smaller loan, this could be the ideal loan type for you.

Unsecured Term Loan

An unsecured term loan is a loan that isn’t tied to anything you own. Because there is no asset securing this type of loan, unsecured term loans are often for smaller amounts. If you don’t have any significant assets or you’re looking for a smaller loan, this could be the ideal loan type for you.

Secured Term Loan

Secured Term Loan

Secured term loans are tied (or secured) to something you own. The asset is used as collateral in the event you cannot repay the loan. While it can sound intimidating, this type of loan is beneficial as it allows you to borrow larger amounts. A secured term loan can also be used to purchase an asset, like a vehicle. If you need to borrow a significant amount and you have valuable personal assets like a home or car, this could be the loan type for you.

Secured Term Loan

Secured term loans are tied (or secured) to something you own. The asset is used as collateral in the event you cannot repay the loan. While it can sound intimidating, this type of loan is beneficial as it allows you to borrow larger amounts. A secured term loan can also be used to purchase an asset, like a vehicle. If you need to borrow a significant amount and you have valuable personal assets like a home or car, this could be the loan type for you.

Do I Qualify for a Loan?

Employment Income

We ask that you have been with your employer for at least 90 days and provide your current and previous paystubs either electronically or in person

Active Bank Account

In addition to pay stubs, we also like to see your banking history. We require a preauthorized debit agreement. From there, we’ll provide you with a link for a read-only copy of your last 90 days.

18 Years or Older

You must be at least 18 years of age when you apply for your loan. In order to verify this, we’ll ask you to provide us with 2 pieces of valid government-issued ID, including at least 1 piece of photo ID.

How Do I Apply for a Loan?

In Person

Visit us in-person and apply at one of our four locations. We have two Calgary offices and locations in Edmonton and Vancouver to provide an extra-personal touch.

Online

If you need a loan that’s quick and easy, we’ve got you covered. Our online application tool makes applying for a loan simple and convenient.

Over The Phone

Give us a call and one of our experts will walk you through the application process. Even from the comfort of your own home, we’re here to help.

Simple Loan Application

1.

Complete application with supporting details online or in person.

2.

Confirmation of receipt of application goes to applicant and contact via email or telephone is made should further details be needed.

3.

A decision is made and we contact you to review the loan offering and details specific to your terms.

4.

On approval, you’ll be given all the details so you can make an informed decision to proceed with the loan.

5.

Paperwork is completed in person or electronically and funding of the loan is completed by your preferred method. Please see the FAQ of your specific loan type for more detailed information.

Tired of Payday Loans?
Join the Club

The Blue Copper Club is a solution for borrowers who are consistently repaying payday loans. Additionally, the Club is terrific for business owners who require quick access to capital. Once you join the club, you’ll get discounted rates and more flexible terms on every loan you take out. Members also receive free money management tools and tips as well as access to exclusive events and gifts.

Ready to Apply?

We make the loan application process as simple as possible. Begin your application online, give us a call, or visit us in person to get approved for your loan in as little as 20 minutes.

Begin Application

Questions?

We want your loan application process to be as easy as possible, so message us through our online chat, view our FAQs, or give us a call. Whatever your question is, we’re here to help.

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