No, you can’t postpone or rollover a pay day loan. If you can’t repay your loan in full before your next payday, you must at least make the minimum payment. After you have repaid the loan in full, you can take out additional pay day loans. If you find yourself requiring pay day loans frequently and you’re stuck in a constant repayment cycle, the Blue Copper Club may be a good fit for you. As part of the club you’ll get preferred rates and loan terms.