When you think of credit, what comes to mind? For many, it’s a credit card. And while credit cards are great for various reasons, there are other forms of credit you can look for. A line of credit might be a better choice for you and your financial situation. Lines of credit operate similarly to […]
A consumer proposal is one of many options that people can use to manage their debt. However, consumer proposals can be complicated and have a huge impact on your credit. Before making any decisions, it’s important to understand all options available to you and speak with experts who can give you the right advice. A […]
If you’re in need of some fast cash, a payday loan can help you get the money you need. While applying for a payday loan is easy, a lot of people hesitate because they’re worried taking out a payday loan will ruin their credit. But will it? In Canada, credit scores range from 300 to […]
When thinking about your financial goals, consider adding “improve my credit score” to the list. A good credit score can significantly impact your credit availability, the likelihood of qualifying for a personal or business loan, line of credit, and getting the best interest rates. Simply put, your credit score could save you money in the […]
Each day we are asked about credit scores and the voodoo behind them. Today we’d like to share some knowledge on credit scoring beyond the simple idea that a high score is good and low is bad. Most commonly we are asked what determines a credit score and if inquiries affect a score. The credit […]
Clients will ask, what can I do to improve my credit score? One of the earliest steps to improving your score is understanding the basics behind how a score is calculated. This isn’t all encompassing but if you know this much you will know what to manage which will in turn improve your score. Your […]
Loan repayment terms of 6 – 84 months. APR between 16% and 48%. Example $1000 unsecured loan borrowed for 12 months at 29.9%, monthly payments of $106.46. Total repayment with interest $1,277.58. This information meets the requirements of the Consumer Protection Act
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