Our interest rates on term loans range from 14-35% annually. Most of our loans are in the 24-30% range. This is competitive with credit cards, consumer lending, and finance companies. Rates vary based on the term of the loan, amount of the loan, client history, and type of security. A simple way to approximate fees on the Line of Credit is to use the calculation of $1.00 per day per $1000 borrowed. For more details on payday loans, please visit our Payday Loans page.