When you need a personal loan, you’ve got options. Unlike the big banks that dominate every street corner, credit unions offer an alternative that many Canadians may not fully understand. These financial institutions operate differently from traditional banks, often providing unique advantages for people seeking personal loans. Credit unions often offer lower interest rates on […]
Read More… from The Role of Credit Unions vs. Banks in Personal Lending
Thank you for wanting to learn more about the revolutionary Blue Copper Club program and how it differentiates from a standard payday loan. In our first blog we’d like to look at the costs and flexibility that a club loan offers a club member We have all heard or have firsthand knowledge that payday loans […]
In the world of loans, many people know they have rights but may not fully understand what those rights entail. Whether you’re applying for a personal loan, dealing with debt collection, or protecting yourself against predatory lending practices, knowledge is your best defence. Understanding your rights as a borrower is crucial before entering any loan […]
When you think of credit, what comes to mind? For many, it’s a credit card. And while credit cards are great for various reasons, there are other forms of credit you can look for. A line of credit might be a better choice for you and your financial situation. Lines of credit operate similarly to […]
Living through a global pandemic puts extra financial strain on practically everyone (unless you’re a billionaire, in which case you probably aren’t reading this article). For those of us who don’t own global business empires and keep vast sums of personal wealth in multiple offshore accounts, the COVID-19 pandemic has been a time to budget, […]
Read More… from The Best Ways to Borrow Money During the Pandemic
Loan repayment terms of 6 – 84 months. APR between 16% and 35%. Example $1000 unsecured loan borrowed for 12 months at 29.9%, monthly payments of $106.46. Total repayment with interest $1,277.58. This information meets the requirements of the Consumer Protection Act
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Call our main branch at 403-250-0232.
