If you’re in need of some fast cash, a payday loan can help you get the money you need. While applying for a payday loan is easy, a lot of people hesitate because they’re worried taking out a payday loan will ruin their credit. But will it? In Canada, credit scores range from 300 to […]
When expenses arise, you might be among the many Canadians who find themselves in need of a loan. Maybe you’ve run into an unexpected expenditure like a car repair, a broken refrigerator, or a chipped tooth. Perhaps you’re planning a home renovation, want to go back to school, or are looking to vacation as travel […]
Read More… from Payday Loans vs Lines of Credit: Which is Better?
More than 50% of Canadians live paycheque to paycheque. When unexpected expenses arise, there’s often nowhere to turn. Whether you have a flat tire, a refrigerator that suddenly needs repair, or you’ve just stepped on your glasses, any number of items that weren’t in your budget can cause financial hardship. Sometimes, you just need a […]
Are Payday Loans Bad? What Are Payday Loans? When Should I Get a Payday Loan? How Much Interest Will I Pay? What Happens if I Don’t Repay My Loan on Time? What Else to Expect Are Payday Loans Bad? Payday loans definitely have a reputation. Compared to other loan options, like lines of credit or […]
Loan repayment terms of 6 – 84 months. APR between 16% and 35%. Example $1000 unsecured loan borrowed for 12 months at 29.9%, monthly payments of $106.46. Total repayment with interest $1,277.58. This information meets the requirements of the Consumer Protection Act
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