I have been a customer of Bluecopper Capital for over 6 years now, and I can whole heartedly say that itis one of the best decisions I have ever made.I was financially naïve about ten years ago when I had to deal with certain things in my life. I had theperfect credit score and rating […]
What Are the Costs & Fees for a Payday Loan?
Do you need cash fast? No matter why you need the money, a payday loan can help you get the funds you need without having to wait for your next paycheck. But how much does a payday loan cost? Learn more about payday loans, the cost and fees associated with these types of loans, and […]
Can I Refinance a Personal Loan?
Are you upgrading the appliances in your home? Is it finally time to renovate the basement? Will a minivan be a better fit for your family than the 2-door coupe you currently have? Whatever your reason may be, a personal loan is a great way to help cover the costs of products and events you […]
How Can I Get A Loan If I Have Bad Credit?
If you have a credit history that isn’t ideal or you have a low credit score, you might find it difficult to get a personal loan, but bad credit doesn’t have to stand in the way of borrowing money. To get access to the credit you need, there are many lenders that will assess more […]
Do Payday Loans Affect Your Credit?
If you’re in need of some fast cash, a payday loan can help you get the money you need. While applying for a payday loan is easy, a lot of people hesitate because they’re worried taking out a payday loan will ruin their credit. But will it? In Canada, credit scores range from 300 to […]
How Long Does it Take to Improve Your Credit Score?
When thinking about your financial goals, consider adding “improve my credit score” to the list. A good credit score can significantly impact your credit availability, the likelihood of qualifying for a personal or business loan, line of credit, and getting the best interest rates. Simply put, your credit score could save you money in the […]
The 70/20/10 Rule for Budgeting
Budgeting can feel like a juggling act. Research shows that 48% of Canadians have lost sleep due to financial stress. It’s important to create a plan for your expenses to ensure you have enough money for the things you need. Whether you just went through a life change, growing your business, or helping out your […]
What Are the Requirements for a Business Loan?
Have you heard the saying “You have to spend money to make money”? If you have, you should know that it’s true. If you want your business to grow, you have to be willing to invest money in equipment, inventory, and expansion, to reap the benefits in your revenue. But coming up with the money […]
The Benefits of Checking Your Credit Score
Credit scores are based on the information in your credit report, and they can significantly affect your financial life. Creditors, such as banks or lenders, will often look at your credit score when reviewing all types of applications. If you have a low credit score, you may be unable to get a loan, or you […]
How to Repay Your Loans Faster
What are your financial goals? Will a loan help you reach them faster?. For example, loans can grow your business, get you through in a pinch, or help you buy assets, such as a vehicle. Even though loans are a great way to boost your finances, you need to consider the cost of interest payments […]