Getting a handle on your own finances seems daunting, especially when the industry’s jargon is unfamiliar. (That’s why you leave it to the pros, right?) But having a basic understanding of some common financial terms can help you navigate your finances a little better and save you some time to focus on investing or nurturing […]
As the owner of a small business, we know how difficult it can be to manage your cash flow situation. Often the banks won’t touch small businesses. We can help fund your small business from $1,000 to $100,000 depending on your security and collateral. If you have filed your taxes, have incorporated, have a business […]
When expenses arise, you might be among the many Canadians who find themselves in need of a loan. Maybe you’ve run into an unexpected expenditure like a car repair, a broken refrigerator, or a chipped tooth. Perhaps you’re planning a home renovation, want to go back to school, or are looking to vacation as travel […]
The Canada Emergency Response Benefit (CERB) has been closed for several months now, but some may still be dealing with the complications. If you’ve received unintended CERB payments, a financial advisor can help you determine your best options, and provide needed support if you’re having difficulties managing repayment. Learn more about what to do if […]
More than 50% of Canadians live paycheque to paycheque. When unexpected expenses arise, there’s often nowhere to turn. Whether you have a flat tire, a refrigerator that suddenly needs repair, or you’ve just stepped on your glasses, any number of items that weren’t in your budget can cause financial hardship. Sometimes, you just need a […]
Living through a global pandemic puts extra financial strain on practically everyone (unless you’re a billionaire, in which case you probably aren’t reading this article). For those of us who don’t own global business empires and keep vast sums of personal wealth in multiple offshore accounts, the COVID-19 pandemic has been a time to budget, […]
Personal loans can be a saving grace when you have debts coming due or vital, time-sensitive purchases to make. However, many people worry that bad credit can stand in the way of getting a personal loan application approved. Is there any way around poor credit when you need money for something important? We’re here to […]
By early October of this year, the Canada Emergency Response Benefit (CERB) program had provided over 81.6 billion dollars to more than 8.9 million unique applicants. That money helped Canadians across numerous walks of life make ends meet during one of the most worrying and uncertain years on record, but it didn’t come without certain […]
There are plenty of situations where you might need to look for alternative ways of finding money. You may turn to a payday loan for help, but another good option may be opening a line of credit. Lines of credit are useful for any situation where you need a little extra money, and the system […]
Are Payday Loans Bad? What Are Payday Loans? When Should I Get a Payday Loan? How Much Interest Will I Pay? What Happens if I Don’t Repay My Loan on Time? What Else to Expect Are Payday Loans Bad? Payday loans definitely have a reputation. Compared to other loan options, like lines of credit or […]
For Payday loan borrowers in Alberta: Maximum total cost of borrowing permitted in Alberta for a pay day loan: $15 per $100 lent. We charge $15 dollars per $100 lent. Payday loans are a form of high-cost credit. This information meets the requirements of the Consumer Protection Act
Licence #330628
