More than 50% of Canadians live paycheque to paycheque. When unexpected expenses arise, there’s often nowhere to turn. Whether you have a flat tire, a refrigerator that suddenly needs repair, or you’ve just stepped on your glasses, any number of items that weren’t in your budget can cause financial hardship. Sometimes, you just need a […]
Living through a global pandemic puts extra financial strain on practically everyone (unless you’re a billionaire, in which case you probably aren’t reading this article). For those of us who don’t own global business empires and keep vast sums of personal wealth in multiple offshore accounts, the COVID-19 pandemic has been a time to budget, […]
Personal loans can be a saving grace when you have debts coming due or vital, time-sensitive purchases to make. However, many people worry that bad credit can stand in the way of getting a personal loan application approved. Is there any way around poor credit when you need money for something important? We’re here to […]
By early October of this year, the Canada Emergency Response Benefit (CERB) program had provided over 81.6 billion dollars to more than 8.9 million unique applicants. That money helped Canadians across numerous walks of life make ends meet during one of the most worrying and uncertain years on record, but it didn’t come without certain […]
There are plenty of situations where you might need to look for alternative ways of finding money. You may turn to a payday loan for help, but another good option may be opening a line of credit. Lines of credit are useful for any situation where you need a little extra money, and the system […]
Are Payday Loans Bad? What Are Payday Loans? When Should I Get a Payday Loan? How Much Interest Will I Pay? What Happens if I Don’t Repay My Loan on Time? What Else to Expect Are Payday Loans Bad? Payday loans definitely have a reputation. Compared to other loan options, like lines of credit or […]
Few things are as simple and as complicated as money. There are thousands of expressions, catchphrases and one line magic pills that we hear multiple times in our day to day lives with respect to having and making money. So far today I’ve heard: the rich get richer, make money while you sleep, that’s the […]
We’ve talked about budgeting before but it can’t be spoken about enough when we want to control our finances instead of our finances controlling us. We can’t compare our lives to others; we can only control what’s in front of us. Some of us have lost jobs, income, haven’t been able to work out deals […]
As a child growing up, I was thought to believe in trust, reliability and hope. My decision to join three things have guided my life, shaped my thinking and influence my decision to trust and believe in myself and in everything I do, be reliable to individuals, friends, family and for other persons to count […]
Whether choosing our Club Line of Credit, Payday Loan or a Personal Loan, we need to ask ourselves what we want from it. Am I looking to improve my credit rating? What’s my immediate goal? What’s my goal in a year? Does my immediate gratification warrant my long- term outcome? We have many different options […]
For Payday loan borrowers in Alberta: Maximum total cost of borrowing permitted in Alberta for a pay day loan: $15 per $100 lent. We charge $15 dollars per $100 lent. Payday loans are a form of high-cost credit. This information meets the requirements of the Consumer Protection Act
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