Managing personal finances can sometimes feel overwhelming, but it can be much more manageable with the right strategies and tools. Whether you’re looking to save for a vacation, buy a home, or simply make sure you have enough for retirement, effective financial management is key. Some practical ways to take control of your money include: […]
How Do Cell Phone Bills Affect Your Credit Score?
In today’s digital age, staying connected is paramount. For most of us, that means a reliable cell phone plan. Yet, while many understand the basics of credit cards or personal loans affecting their credit scores, the role of cell phone bills can often slip by without extra thought. Your credit score is a key factor […]
Read More… from How Do Cell Phone Bills Affect Your Credit Score?
Understanding Your Rights as a Borrower
In the world of loans, many people know they have rights but may not fully understand what those rights entail. Whether you’re applying for a personal loan, dealing with debt collection, or protecting yourself against predatory lending practices, knowledge is your best defence. Understanding your rights as a borrower is crucial before entering any loan […]
Crypto 101: Beginner’s Guide to Investing in Cryptocurrency
Investing in cryptocurrency is a thrilling venture that has captured investors’ attention worldwide. With promises of hefty profits and revolutionary technology, it’s no wonder people are eager to learn more about this market. However, entering the cryptocurrency world without the right knowledge can be risky. Here are some tips to help get you started with […]
Read More… from Crypto 101: Beginner’s Guide to Investing in Cryptocurrency
5 Personal Loan Requirements to Know Before Applying
Unlocking the benefits of a personal loan can be a game-changer. Whether you’re looking to consolidate debt, cover unexpected expenses, or fund a major purchase, understanding the key requirements before applying can save you time and make for a smoother process. Before applying for a personal loan, it is important to review the following requirements: […]
Read More… from 5 Personal Loan Requirements to Know Before Applying
The Impact of Inflation on Your Savings & Investments
Inflation isn’t just a buzzword thrown around by economists and news anchors—it’s a real financial force that can quietly eat away at your savings and investments. Understanding inflation has never been more critical for Canadians, especially considering its recent uptick. Inflation can significantly impact savings and investments by eroding the purchasing power of money over […]
Read More… from The Impact of Inflation on Your Savings & Investments
Does a Business Loan Affect Personal Credit?
Small business owners often find themselves at the crossroads of personal and professional finances, particularly when seeking to expand their operations. Entrepreneurs navigating the complexities of credit inevitably ponder over how this decision will ripple across their personal financial landscape. A business loan can affect your personal credit but may not always do so, depending […]
Read More… from Does a Business Loan Affect Personal Credit?
I Accidentally Got too Much CERB: What Now?
The Canada Emergency Response Benefit (CERB) has been closed for several months now, but some may still be dealing with the complications. If you’ve received unintended CERB payments, a financial advisor can help you determine your best options, and provide needed support if you’re having difficulties managing repayment. Learn more about what to do if […]
How Personal Loans Affect Your Credit Score
Navigating the world of personal finance isn’t always the easiest, and sometimes, a situation may arise where you find yourself in need of a personal loan. While personal loans can be an excellent way to pay for something you can’t immediately afford, you do need to pay them back in full plus interest, which means […]
How to Get a Business Loan
As an aspiring entrepreneur or a seasoned business owner, you’re probably familiar with the adage that you need money to make money. The truth is that financial capital isn’t just a useful resource—it’s the lifeblood of your business, fueling growth, innovation, and day-to-day operations. Navigating the labyrinth of business loans can be daunting. But if […]