Who’s Up For a Challenge? To know where we’re going, we need to know where we are! If I want to head to Vancouver, it’s going to matter if I’m starting off in Calgary or Seattle. My trip will be very different. Budgeting definitely involves money. But it also involves behavior. I’ve mentioned before […]
Rates And Flexibility
Thank you for wanting to learn more about the revolutionary Blue Copper Club program and how it differentiates from a standard payday loan. In our first blog we’d like to look at the costs and flexibility that a club loan offers a club member We have all heard or have firsthand knowledge that payday loans […]
Credit Inquiries
Each day we are asked about credit scores and the voodoo behind them. Today we’d like to share some knowledge on credit scoring beyond the simple idea that a high score is good and low is bad. Most commonly we are asked what determines a credit score and if inquiries affect a score. The credit […]
Calculating your credit score
Clients will ask, what can I do to improve my credit score? One of the earliest steps to improving your score is understanding the basics behind how a score is calculated. This isn’t all encompassing but if you know this much you will know what to manage which will in turn improve your score. Your […]
Mindfulness and Money
When it comes to certain issues in my life, especially in the past, I just whipped through parts of my life on autopilot. Potato chips. Salt and vinegar used to be my favorite. The first three were delicious. I should’ve stopped. I didn’t. I started slowly until I reached a feverish pitch of just shoving […]
The Birth of the Club
It’s not what you do, it’s who you do it with. We’ve gotten to know our customers, often on a personal level. We’ve seen the heartaches and tribulations, the achievements and successes. In the media and from our government, payday lenders are painted as predators. Like any industry, there’s good and bad. If someone has […]
