Have you heard the saying “You have to spend money to make money”? If you have, you should know that it’s true. If you want your business to grow, you have to be willing to invest money in equipment, inventory, and expansion, to reap the benefits in your revenue. But coming up with the money […]
Read More… from What Are the Requirements for a Business Loan?
Credit scores are based on the information in your credit report, and they can significantly affect your financial life. Creditors, such as banks or lenders, will often look at your credit score when reviewing all types of applications. If you have a low credit score, you may be unable to get a loan, or you […]
What are your financial goals? Will a loan help you reach them faster?. For example, loans can grow your business, get you through in a pinch, or help you buy assets, such as a vehicle. Even though loans are a great way to boost your finances, you need to consider the cost of interest payments […]
If you’re a little short on cash and you can’t wait until your next paycheck, a payday loan may be just the thing to help get you out of a pinch. But how does a payday loan affect you long-term? A question we get a lot is how a loan can affect your credit. If […]
Understanding your personal finances can be overwhelming. Many people don’t know where to start, which can be discouraging. This can keep people from learning about their finances until they are forced to. But learning about your personal finances doesn’t have to be scary! With a bit of planning, a good strategy, and a basic understanding […]
Read More… from 10 Financial Lessons & Skills I Wish I Learned Earlier
Getting a handle on your own finances seems daunting, especially when the industry’s jargon is unfamiliar. (That’s why you leave it to the pros, right?) But having a basic understanding of some common financial terms can help you navigate your finances a little better and save you some time to focus on investing or nurturing […]
Read More… from Financial Terms You Need to Know: Net Pay, DSR, Cash Flow, & More
As the owner of a small business, we know how difficult it can be to manage your cash flow situation. Often the banks won’t touch small businesses. We can help fund your small business from $1,000 to $100,000 depending on your security and collateral. If you have filed your taxes, have incorporated, have a business […]
When expenses arise, you might be among the many Canadians who find themselves in need of a loan. Maybe you’ve run into an unexpected expenditure like a car repair, a broken refrigerator, or a chipped tooth. Perhaps you’re planning a home renovation, want to go back to school, or are looking to vacation as travel […]
Read More… from Payday Loans vs Lines of Credit: Which is Better?
More than 50% of Canadians live paycheque to paycheque. When unexpected expenses arise, there’s often nowhere to turn. Whether you have a flat tire, a refrigerator that suddenly needs repair, or you’ve just stepped on your glasses, any number of items that weren’t in your budget can cause financial hardship. Sometimes, you just need a […]
Living through a global pandemic puts extra financial strain on practically everyone (unless you’re a billionaire, in which case you probably aren’t reading this article). For those of us who don’t own global business empires and keep vast sums of personal wealth in multiple offshore accounts, the COVID-19 pandemic has been a time to budget, […]
Read More… from The Best Ways to Borrow Money During the Pandemic
Loan repayment terms of 6 – 84 months. APR between 16% and 35%. Example $1000 unsecured loan borrowed for 12 months at 29.9%, monthly payments of $106.46. Total repayment with interest $1,277.58. This information meets the requirements of the Consumer Protection Act
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Call our main branch at 403-250-0232.
